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WebbGo with small car loan in order to gain credit, or just pay cash? Unsure how building credit works : r/personalfinance I'm looking into purchasing a used truck. It's about 10k. I have 10k I could just pay cash with right now but I looked into getting a loan at my credit union for 5k of that. The bank came back with 8% for a 36 month loan. Webb15 juli 2024 · Here are five steps to take before applying for a car loan. 1. Check Your Credit Score Auto lenders who accept an applicant with a low or no credit score will typically … Webb20 jan. 2024 · Loan amounts start at $10,000 and can be used to purchase or refinance cars, vans or light trucks. If you haven’t found the right vehicle yet, Bank of America locks … sonic vs sonic.exe fnf